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Ripping Out COBOL Won’t Modernize—It’ll Break Social Security for 65 Million Americans 

 April 3, 2025

By  Joe Habscheid

Summary: The Department of Government Efficiency (DOGE) plans to overhaul the Social Security Administration’s COBOL-based systems in just a few months. This high-speed reboot threatens to destabilize critical infrastructure and derail benefits relied on by more than 65 million Americans. The rush, driven by ideology and optics rather than hard science or systems engineering, flies in the face of past failures and current operational risks.


The House Is Old, But It’s Still Standing

Let’s get one thing clear: COBOL is not elegant, and it’s certainly not modern—but it works. For over fifty years, this language has reliably powered the most mission-critical components of the Social Security Administration (SSA). These aren’t optional features. We’re talking about the core logic that issues Social Security numbers, calculates monthly benefits, updates work histories, and processes nearly $1.4 trillion in payments every year. You don’t raze that house in a weekend just because the plumbing is old. You inspect it, rewire it, and reinforce the beams—carefully. Why then is the DOGE pushing to gut and rebuild this foundation in record time?

“Held Together with Bail Wire and Duct Tape”

A former SSA technologist described the current system frankly: it’s fragile. Legacy software evolved over decades through thousands of patches, rule changes, exceptions, and contingency processes. It wasn’t architected with modern modularity or testing frameworks in mind. This means untangling it isn’t like replacing a part—it’s like removing 40-year-old electrical wiring without cutting power to a hospital.

DOGE’s stated plan to convert this tangled, functioning machine into modern Java-based systems using AI-aided translation risks introducing “invisible errors and omissions.” This phrase isn’t hyperbolic. A single unnoticed logic mismatch or misinterpretation could mean beneficiaries don’t get paid, or worse—get underpaid without detection. And let’s not pretend the public can tolerate a “trial-and-error” rollout with their retirement income on the line.

The Clock Is the Killer

If there’s one variable that makes this entire overhaul resemble a controlled demolition more than a migration project, it’s the timeline. DOGE wants this done in months. Not years. Months. The last serious modernization effort, launched in 2017 and paused during the pandemic, was scoped for five years and still underestimated the task. What has changed in the interim? Not the codebase, which has only grown more tangled. The only clear difference now is political expediency parading as tech reform.

Ask yourself: who benefits when speed is prioritized over stability? Is this about modernization, or is someone trying to make headlines with “AI efficiency” while bypassing industrial IT safety standards?

AI Translation Will Not Save You from Complexity

Switching from COBOL to Java through generative AI sounds tempting. But automating syntax is not automating logic. Every code block has context—legal, historical, actuarial—and many were patched in ways no documentation captures. Even if AI can quickly mimic the syntax, no large language model can precisely replicate 60 years of precedent-hardened edge cases. It’s the difference between copying an old lock and guaranteeing the key still opens it when someone’s rent depends on it.

Automated code transformation also introduces subtle bugs—floating point changes, date conversion issues, boundary conditions—that can compound disastrously. Even matching program outputs 92% of the time is equivalent to disabling payments to 5 million people. That’s not a glitch. That’s political suicide.

Leadership by Shortcut

This project is being led by Steve Davis, better known for tunnel drilling and Mars simulation projects than enterprise software migrations in regulated environments. This isn’t a question of talent; it’s a question of domain credibility. Social welfare infrastructure, unlike startups or moonshots, has no tolerance for risk. One misstep doesn’t win innovation awards—it creates chaos for real people who have no alternative safety net.

Why does that matter? Because when leadership prioritizes optics over due process, corners get cut. Testing gets compressed. Stakeholder feedback gets ignored. And the voices warning “this is reckless” get sidelined by buzzwords like ‘agile’ and ‘AI-powered.’

The Human Cost of Technocratic Arrogance

DOGE’s parallel push—preemptively cross-checking death records and calling “improper” beneficiaries—is not just about efficiency. It’s a strategy of suspicion: assume fraud first, verify survival second. This approach risks inflicting unnecessary stress, wrongly terminating payments, and compounding the chaos of flawed system migrations. It confirms what many fear—that this isn’t really about modernization, but about reducing payouts and redefining eligibility by stealth.

For 65 million Americans, a missed payment isn’t a technical issue—it’s rent unpaid, medication skipped, meals missed. If a migration fails quietly and bureaucrats claim ignorance, the public doesn’t get a rollback—they get hardship. Who’s accountable when the system “forgets” a claimant?

A Better Way: Respect the Complexity

Modernizing the SSA system is not a bad idea—doing it recklessly is. A well-structured, phased modernization plan should respect the legacy code, document every process, validate results in parallel, and conduct real-world testing before sunset. That takes money, talent, and years. But it also earns the trust of the public it serves.

Ripping out the old to install the new before the old can be faithfully replicated risks collapsing the entire structure. It’s like rebuilding the engine of a cargo plane in mid-air—people are along for the ride whether they like it or not. Would you board that flight?

What Now?

This isn’t just a tech discussion. It’s a negotiation between risk and reliability, between speed and trust. Let’s start asking smart questions:

  • Why the rush after two decades of deliberate planning?
  • Where is the redundancy plan for people who stop receiving payments?
  • How will AI issues get addressed before they cause harm?
  • What happens when the translation works 99% of the time—but you’re in the 1%?

The public deserves answers. Not slogans. Not vague promises of “modernization.” The DOGE mission needs to slow down, invite scrutiny, and earn consensus—or back off before irreparable harm is done.


#SSAIntegrity #LegacySystemsMatter #TechPolicy #COBOLReality #PublicTrustOverSpeed #DontCrashTheSafetyNet #InfrastructureNotIdeology #ModernizationWithCaution

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Featured Image courtesy of Unsplash and Alex Knight (j4uuKnN43_M)

Joe Habscheid


Joe Habscheid is the founder of midmichiganai.com. A trilingual speaker fluent in Luxemburgese, German, and English, he grew up in Germany near Luxembourg. After obtaining a Master's in Physics in Germany, he moved to the U.S. and built a successful electronics manufacturing office. With an MBA and over 20 years of expertise transforming several small businesses into multi-seven-figure successes, Joe believes in using time wisely. His approach to consulting helps clients increase revenue and execute growth strategies. Joe's writings offer valuable insights into AI, marketing, politics, and general interests.

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